Hi dearies! I was invited weeks ago to the unveiling of Asia United Bank's first-ever credit card- the AUB Easy MasterCard. I have mixed emotions attending the event because of the horror stories from my relatives who have credit cards flashed back in my mind. The stories of overspending, being charge with high interests and the shocking bills that arrive every month and that incidence made them suffer from paying their credit card debts. I was young back then and I don't know what are the things to consider in applying and having a credit card.
So from then on, I veered away from credit card applications. I will ignore mostly all of my friends' recommendations and why I should apply for a credit card because there are other things that I also need to consider like if there was an emergency and I don't have cash to pay for something important like medicines, hospital bills, household bills, and other necessities that can be charge to my credit card (if I have any) right away. Good thing I attended the event and realized that having a credit card is a responsibility and I have the power to manage the bill and the payment thru AUB Easy MasterCard credit card so that it would be easy for me to settle my account. To know more about this new offering from Asia United Bank and how to apply for your own AUB Easy MasterCard, scroll down please :)
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| AUB Easy MasterCard Credit Card Launch |
Asia United Bank (AUB), one of the country’s fastest-growing universal banks, recently unveiled its first credit card –the AUB Easy MasterCard —which has game-changing features that afford cardholders personalized flexibility, an industry first.
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| AUB Easy MasterCard Credit Card Launch |
The AUB Easy MasterCard allows cardholders to choose the mode of credit card payment:
1. How much to pay
The AUB Easy MasterCard ensures that the card payment is always within the cardholders’ budget and availability of funds. I presume some of you get your salaries on the 5th, 15th, 25th, and 30th day of the month and that's the only time that you have cash on hand. With AUB Easy MasterCard, you can choose from 1st to 30th or 31st of the month when to pay your bill.
2. How often to pay
No bill shock, no surprises, and no stress when the bill arrives because you already know your credit card bill due date. You can pay weekly, twice a month, or monthly.
3. When to pay
The due date of your bill will depend on your chosen day. Please refer below for more information.
Why choose and apply for an AUB Easy MasterCard Credit Card:
- At AUB, they always strive to deliver technologically advanced, best-in-class, and innovative products and services to provide real solutions to our customers. Thus the birth of the AUB Easy Mastercard.
- The AUB Easy MasterCard has features that directly address the concerns of the cardholders.
- The AUB Easy MasterCard will not only change the way we perceive and use credit cards, but will be a game changer in the credit card industry as well
- The AUB Easy MasterCard is also fully loaded and comes with an exciting Rewards program, an electronic statement, and an "All-Ur-Bills" feature that lets cardholders charge utility bills to the card.
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| AUB Easy MasterCard Credit Card Launch |
Cardholders can choose how often to pay: monthly, semi-monthly, or weekly;
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| AUB Easy MasterCard Credit Card Launch |
Cardholders can choose exactly when to pay.
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| AUB Easy MasterCard Credit Card Launch |
If monthly, they can choose from the 1st to 30th of the month as due date. If semi-monthly, they can choose from pre-defined sets of payment dates. As some people get their salaries or commissions on a weekly basis, they can also choose any day from Monday to Sunday as their due date; and
Cardholders can choose from affordable fixed monthly, semi-monthly, and weekly payments
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| AUB Easy MasterCard Credit Card Launch |
Where the amount due is the same every payment due date regardless of the total transaction within the cut-off date.
The card is also EMV chip-enabled and has a MasterCard 3D Secure, another layer of security for OnLine transactions. Since the card bears the MasterCard logo, AUB Easy MasterCard cardholders can enjoy global acceptance, take advantage of local and international MasterCard promotions, and use their card in retail outlets in more than 210 countries, as well as in online shopping sites that accept MasterCard.
The AUB Easy MasterCard is the latest addition to AUB's family of innovative products. AUB, the banking arm of the Rebisco group, has a solid reputation of leveraging on technology to deliver a seamless banking experience for its customers.
So what are you waiting for, apply for AUB Easy MasterCard Credit Card now and experience new ways of using your credit card. Since you have the power to control over you credit card, I'm sure that you will not think of credit cards as nightmare. I veered away from credit cards before because of what my relatives experienced. I think it's our responsibility to control what we buy and always think of the needs first before the wants. And with AUB Easy MasterCard, take control of the things you want to buy without the guilt because you have the power to take control of your credit card bill.
To apply for AUB Easy MasterCard, go to www.aub.com.ph or call 282-8888
Good Times!~
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I've taken out credit cards from my system since I got back home for good. But this one is worth to try heehee!
ReplyDeleteYes, sis. This one is worth since you get to manage how to pay and when to pay.
DeleteFun fact: My husband is already the head I.T. for this! hehe :) He works at AUB!
ReplyDeleteWow! What a surprise :) How come I haven't seen you sa event? Hehehe
DeleteHi .. i would like to ask.. how this card works... i mean.. how much would be the credit limit? and if there are no transaction for the month, is the holder still entitled to pay something ?
DeleteYour thoughts or comments is highly appreciated. Thank you.
Hello Kath :) Kailangan ba mag account ka sa AUB para maka apply sa kanilang credit card?
ReplyDeleteHi, no need. You can apply directly for the credit card only.
DeleteHi Kath and Ava, just want to ask, I already applied last Nov. 04 2014, my agent told me it will only takes 10-15 business days, It's been a month and half but no update yet, their customer service contact number sucks, always left me on que, How could I know so I will not left hanging and find another bank, I was busy this month that's why I couldn't follow up personally, please inform me where I could follow up, Super Thanks
DeleteHi Kennan,
DeleteYou need to email them or just wait for their customer service representative to respond to your call. My apologies if I cannot help you on this. Thank you for understanding.
I applied thru email. They accepted my application and was adv oc a 10 to 15 BD parama process ang application then yesterday i got a test email from them.....ma-aapprove kaya ung aplication ko by any chance?
ReplyDeleteHi Julie,
Delete10 to 15 Banking days starts once you have filed na the complete requirements. Meaning saka palang nila i-process yung application mo.
na apprve ako mga 7 days lng :)
DeleteHi anonymous, can i ask aftr ng test email mat magcci b sayo? Thnks
DeleteHi, cn u tell me po kng my ttwag p uli aftr test email. My tumwag kc skin 0948 pagsagot ko nputol agd tas hnd n tmwag ulit.
DeleteHi Elaine,
DeleteIf that's the case you can try calling them to know the status of your application.
Hi Ms. Kath, I already have my Easy Mastercard. Kapag ba ang terms of payment ng merchant ay straight, does that mean na kapag nagpurchase ako sa kanila using Easy Mastercard, then next month kelangan ko bayaran agad sa AUB ng full?
ReplyDelete-Dimaranan, Gerard
Hi Gerard,
DeleteYung terms of payment is based on what you applied for sa AUB. For example, nag-set ka ng minimun na 750 monthly, 750 yung ibabayad mo monthly, hindi mo need i full yun. pero pede din pala bayad agad yung credit mo. Basta walang interest, if ever may interest man nasa 2.95% per month yun. Hope nasagot ko yung question mo. Pero if not, you may call them at 282-8888. Thanks!
hi hm naaprove credit limit sau? sila ba mag dedecide?
DeleteRegarding the credit limit they will decide. Depends on the net income you earn in a month.
DeleteHi, kaka approved lang ng AUB EASY MASTERCARD Application ko kagabi waiting nalang po ng delivery ng card. Kahit saan bang mall or supermarket ay pwede ko siya magamit? At pwede ko kaya siya ibayad sa mga postpaid bills ko? Thanks.
ReplyDeleteMARK ODMEN
Hi Mark,
DeleteCongratulations! Depende din sa establishments yun. Hindi kasi lahat ng stores sa malls tumatanggap ng AUB. You can check sa store/mall kung san mo gagamitin yung credit card mo. Regarding sa post paid bills, you can inquire sa hotline nila kung saan pede. But I saw sa smart website pede gamitin and AUB sa smart money.
Ask ko lang, kahit may mastercard din sila? I mean sa pagkakaalam ko po kasi pag may mastercard, yun na un. Pwede yun. Hindi po ba ganun?
ReplyDeleteAng alam ko is naka depende pa din sa Bank na ka tie up ng mastercard yan. Last time I check kasi hindi ko pede magamit yung card sa Beyond the Box, kasi it's not listed as one of the major credit cards. Most credit cards can be Visa/Mastercard but still depends sa Bank affiliations.
DeleteHindi ko din sya magamit sa Metrodeal sayang..pero other sites and bookings ok naman.
DeleteI thought that I can use it at any merchants that accepts mastercard? Hindi po ba?
ReplyDeleteThere are merchants who accepts mastercard but ang alam ko naka depend sa bank
Delete2 days lang dumating na ang card ko. nagamit ko na siya agad dahil less than 5 minutes lang naactivate na agad thru call. Nice AUB. Kahit 10k lang credit limit ko, ok lang. Sakto lang muna para sa kita ko ngayon.
DeleteHi. My AUB credit card application has been approved since October 13, and notified me to expect the card to be delivered in 3 - 5 banking days.. but until now haven't received the card yet. Ganito po ba talaga katagal? Sana gawin nalang nila na 10-15 days sa notification. Suggestion lang.
ReplyDeleteHi Desiree,
DeleteRegarding this, not sure why hindi pa na deliver yung card mo. Mine took almost 2 weeks din before dumating sa bahay. Siguro nga, they should change their notification regarding this. Thanks for the suggestion.
Hi! Did you receive your card na? Mine kasi wala pa rin e it's been 6 days already. Thank you.
DeleteDecember 14 nag text sila na e deliver na daw 3-5 banking days, nag 2016 nalang wala pa rin ..
Deletehi ms kath kaapply ko lang today then i got email requesting my personal details.within 24 hours ulit ang confirmation.may hiningi din ba sila na requirements ?like id and payslip its my first try applying for cc mam.
ReplyDeleteHi Erika,
DeleteProvide them with a valid id, scanned copy, and pay slip or any source of your income. From there sila mag base how much credit limit yung iseset nila. Thanks!
Hello! Nagpurchased kasi ako ng TV ngayon gamit ang AUB Credit card ko. Kaso hindi siya pwede ng installment sabi ng mga crew sa SM North Appliance Center, straight-cash lang daw pwede. Saang store lang pwede yung installment payment ng AUB? Thanks.
ReplyDeleteSTRAIGHT PAYMENT LANG TALAGA YAN. Kasi fix naman ang monthly mo, So, considered na sya as INSTALLMENT. Kahit saan ka mag purchase at kahit ano pa yan, sabihin mo straight lang po. Para di rin po kayo mapahiya sa binibili niyo. Nasa website po yan, hindi pa daw po available ang installment sa AUB. Thanks. Sana nakatulong.
DeleteSo does this mean.. you can pay your bill (regardless of the amount) based on your preferred payment (as part of the option during application) and preferred due? ....
Deleteand what if there was no transaction for the month...? so there will be no payment transaction as well?
Ang pwede niyo bayaran ay not less than the minimum amount due and not more than maximum amount due. pag walang transaction, walang minimum amount due, sodi need mag payment... Enjoy using AUB Mastercard...
DeleteHello Ms. Kath,
ReplyDeleteAsk ko lang po kung pwede gamitin ang AUB credit card to purchase grocery items sa SM Supermarkets? May minimum or maximum po bang amount kapag groceries po ang paggagamitan? salamat po :) God bless.
Hi Haidee,
DeleteRegarding your question, I'm not sure kasi I haven't tried it pa din until now. I have the credit card pero nakatago lang sa bahay, for emergency use lang talaga. You can inquire sa hotline nila just to be sure: 2828888. Thanks!
The minimum amount na pwede ka mag credit card ay Php 100.00 at maximum ay kung magkano credit limit mo, kahit ano pa yan, basta accepted ang credit card mo.
Deletenagamit ko na to sa savemore, sm dept store, watsons, ace water spa hotel booking, shakeys. :)
DeleteAsk ko lang, halimbawa po nagpurchase ako ng groceries for 10 k? pero ung minimum ko is 1k monthly? so pedeng di ko bayaran in full ung 10k? may interest po ba pag ganun ginawa ko?
ReplyDeleteHi,
DeleteRegarding your question, kindly call na lang po sa 282-8888. It depends din kasi kung san mo ginamit yun and kung ano yung terms and conditions ng merchant. Thanks!
if minimum mo monthly ok lang, kaso pag d ka nagbayad syempre di marereplenish crediot limit mo, tapos pag less than 1k lng binayad mo saka ka lang magkakaron ng finance charge.
Deletetanong ko lang kung pwede gamitin sa sm department store or supermarket ung aub credit card? or puregold... limited lang pala kasi kung saan sya pwede gamitin baka mapahiya lang ako if wla akong cash tpos ginamit ko... thanks!
ReplyDeleteGanyan din ako nung una. Kaya ang ginagawa ko, bili muna ako ng kaya ng cash, mga worth 150.00 para pag di pwede, cash ko nalang. Ang ginagaw ko, ask ko muna ang cashier kung pwede ba ang card ko, ittry lang naman eh. Ayun, ok naman lahat. Wala pa naman akong na encounter na problema. I hope nakatulong.
Deletekahit po sa fdamily mart nagamit ko un card ko. :)
DeleteI applied last week. I'm hoping n maapprove siya. Because I like the idea n bbyaran m siya monthly based sa kaya mo lang hulugan. Some of my questions was answered here. Thanks Kath
ReplyDeleteHi Marvin,
DeleteThanks, no worries!
Hi Ms Kath,
ReplyDeleteI am very interested with this card and for one reason is for the annual fee, it says FREE for life, however it seems to good to be true so I made some research and I saw in an online exchange that there is a 1,200 fee after the first year. Will you be able to confirm this information? Thanks in advance.
Hi,
DeleteI'll check with AUB but they made a news in their website that it's waived for life.
Hi Ms.Kath,
DeleteThanks for your reply. Yup it's advertised as waived for life but if you'll check this link for the overview https://www.aub.com.ph/creditcards/aboutAubEasy, it is saying * Membership Fee is waived for the first year, it's kinda confusing. Hope you can check it with them to clarify things. Thanks again :)
hello. I have stopped working for more than 2 years sa isang private company. At ngayon po meron akong work pero home-based. I noticed through online research na pag mag-aaply ka ng credit card, you should submit an ITR as one of their major requirements. In my case, I have the capacity to pay. Kaya lang di na ako naka-pag contribute ng tax for more than 2 years kasi wla na akong work. What can I do po in order for me to proceed on my application. I'm a first timer when it comes to credit card. But I would like to try this AUB card. I'll be waiting for your detailed advise, thank you in advance.
ReplyDeleteHi,
DeleteYou can submit other proof of income. Like bank certificate and other documents that will prove that you can pay monthly. Other than that you may call their customer service or visit their website for the list of docs. Thanks!
Hello. This will be my first time to apply for a credit card. However, I noticed na kelangan ko ng ITR copy as part of the requirements. Kaso I left my job almost 3 years ago kaya wala na akong contribution sa BIR. I have the capacity to pay, kaso di ko po sure kung mkakapag-proceed ako sa application. Can I have your suggestions on this? Thank you in advance.
ReplyDeleteHi,
DeleteYou have to show them a proof of your income. Kahit hindi ITR, basta it shows that you have a monthly income of this or that and the capacity to pay for your credit.
Got my card after 10 days, ang problema is yung activation, almost 30 calls na but all their csr are always busy (long distance pa ang iba since im in pampanga). The cp no they posted on their website for card activation keeps on ringing but no one cares to answer. Bilis na sana processing nila but activation really sucks!
ReplyDeleteSent them email but its almost 48 hours wala din reply
Hi Romel,
DeleteThanks for the feedback, will tell them na lang. Pasensya na, kasi hindi ko din masasagot why their customer service sucks.
Good day Miss Kath! I applied for an AUB credit card application and i already passed all of the documents that they needed from me. After a week, i received an email saying that my credit card application is still in process. And until now, i haven't heard from them. Possible kayang declined siya? May work naman ako and matagal na rin naman ako sa company na pinapasukan ko. Pwede na kaya ako tumawag for follow up? Or kailangan ko talagang maghintay sa kanila?
ReplyDeleteHi,
DeleteYou can call them to know the status of your application. My application din medyo natagalan and yung pag deliver ng card natagalan din. Hindi ko na follow-up sa sobrang busy ko. Nalaman ko na lang dumating na yung card. In your case it's best to call na lang para hindi ka nanghuhula if declined ba yung application or hindi. Hope approved yung application mo :)
Hello Kath,
ReplyDeleteI applied for AUB credit card on 30/10/2015 waited for 14 business days. this day is the 14th day and when I called customer service earlier to check the status they said that i have to callback next week since they can only see "in-process "status for my credit card application. do you know where will the credit card will be sent to? will it be at my home address or office address? and another question kath,they said that they will only notify me with the result of the application via SMS the problem is I lost my phone, I honestly dont think that their system is sync with the text messages notif, because I remember a day when I tried to call them they were the ones who ask if me I receive a txt msg for the result of the application. Hope for your prompt response Kath! Thanks! :)
Hi Christina,
DeleteSorry I wasn't able to respond to this comment asap. Hope by this time you alread y have your aub credit card.
Good day Miss Kath! I applied for an AUB credit card application and i already passed all of the documents that they needed from me. After a week, i received an email saying that my credit card application is still in process. And until now, i haven't heard from them. Possible kayang declined siya? May work naman ako and matagal na rin naman ako sa company na pinapasukan ko. Pwede na kaya ako tumawag for follow up? Or kailangan ko talagang maghintay sa kanila?
ReplyDeleteHi Christina,
DeleteYou can call them anytime to follow-up your application. Thanks!
Nagapply ako ng AUB CC last nov 20, mat tumawag sakin sa CP nov,23. Nov 26 may nag Background check sa company ko..pero wala sinabi kong approve na.. Maapproved kaya ako?? mukhang maganda tong AUB exixting CC user aq sa Eastwest Bank.
ReplyDeleteHi Health Options,
DeleteThanks for sharing your application journey. Hope by this time you already have your aub credit card.
May hindi din pla naapproved sa AUB.. Existing CC user ako ng EASTWEST pero hindi naapproved yun application ko sa AUB.
ReplyDeleteHi Health Options,
DeleteThank you for sharing this. Like with other banks, meron talaga hindi ma-aaprove. It really depends din sa requirements nila of course. I don't have an idea for that though.
Tanung q lng po sabi sakin ung customer services nila nid q daw bayaran agad ung i aavail q na item for only 21days panu yan if bibili aq ng tv worth 10k need q b ciang bayaran agad bago mag 21 days?
ReplyDeleteHi Lhon,
DeleteKindly check with the customer service ng aub kasi they are the ones who can explain this further. Hope na-solve mo na yung issue na to.
hindi nman basta yung monthly due lang ang babayaran mo.,
ReplyDeleteThanks for sharing this :)
Deletehow will i know if i am approved? a csr called me on my phone asking my personal details.. do u think maapporve ako?
ReplyDeleteHi,
DeleteA crs will call you or you may opt to follow-up your application. Hope na- approve yung application mo.
approve na yung alppication ko pero 3-5 days day po ang delivering nung card gusto ko sana i padeliver yung card sa BUSSINESS adress ko kaso busy lagi ang line nila
ReplyDeleteHi joy,
Deletehope you already have your aub credit card.
hello joy, kelan ka ngapply? and my ngtxt ba sau kung approve n un cc application mo? skn kc oct 29 p ko ngapply prng halos araw arw na ako ngfa-follow up pero still in process p rin dw.. bkt gnun prng nauna p ko ngapply s iba pero nauna p nla nlman na approve o delcined sila. skn still process p rin. san b sinsend ung card? sa home or office address?
ReplyDeleteHi Kath ! May I know what is the email address for the AUB application for credit card. I already applied but it keep saying undelivered mail. Please help me.. Thanks a lot !
ReplyDeleteHi Trixy Lou,
DeleteYou may send your application here: https://www.aub.com.ph/creditcards/
Hi Kath,
ReplyDeleteQuestion lang, What will happen if I pay more than my monthly obligation?
For example:
Credit limit: 30k
Monthly installment: 3k
So assuming 3k monthly then I can paid it full after 10 months right?
DO you think it is possible if I could pay it in less than 10 months.
let say, 3k on the first and fully paid the remaining on the second month? just an example.
Thanks.
Hi Leo,
DeleteI think pede naman, but it depends pa din sa yan. If the items you are buying have interest rate, hindi sila papayag kasi ang alam ko dun sila kikita. Pero if wala naman, mas-advantage sa kanila (I think) kasi you're paying it in full na agad.
Ito po ang ginagawa ko. I have 10k credit limit, so therefore 1k ang min amt due ko. Pwede mo gawin yan, automatically, yung balance mo nalang ang magkaka interest, pwede din na bayad agad lahat para walang interest. Same lang din po ito ng usual cards. Sana nakatulong.
ReplyDeleteHi Mark,
DeleteThanks for always answering all the queries here :) I'm glad na nakakatulong ka dito.
Thank you din po Ms. Kath sa pagtulong sakin before.
DeleteHi Mark,
DeleteYou're very much welcome!
hi question po. yung tv kasi sa sm 0% installment for 700/month for all credit card daw. pwede ko ba gamitin yung card ko kasi yung credit limit ko ay hindi sapat para sa total price nung tv.
ReplyDeleteAccording to Mark Odmen
DeleteNope. First. Ndi available sa aub ang o% interest. Second, di ganun un. Pag may usual card ka, need na macover ng card ang total amount ng tv. Kasi babayaran ni credit card si sm then kay credit card kna may utang.
Nope. First. Ndi available sa aub ang o% interest. Second, di ganun un. Pag may usual card ka, need na macover ng card ang total amount ng tv. Kasi babayaran ni credit card si sm then kay credit card kna may utang.
ReplyDeleteHi Mark,
DeleteBig help answering those queries :) Thanks again!
Hi , question lang po.
ReplyDeleteSan ba pwedeng mag bayad ng bills mo sa aaaub credit card? pwede po ba yan sa bdo through online?
And lastly, kelan ng rerelease ng statement of account para sa bbyaran mo? Thank you!
Hi,
DeleteKindly see the list on their website. Regarding the release of statement, it depends on your payment application type.
Good day. Question lang po, possible po ba na kunwari ang credit limit ko is 10k then bibili ako ng tv worth 14k, pwede ba un bayaran ung 4k na cash tapos yung 10k sa credit card? Then follow up question po is pwede bang laging minimum lang un bayaran ko hanggang sa matapos ko yung balance? Thanks. Kakaapprove ko lang kasi.. wala pa yung card ko and di ko alam credit limit. Pero iniisip ko bumili ng TV.
ReplyDeleteRegarding your first question, pede yun. Pay mo ng cash yung excess sa total ng credit limit mo. Regarding the minimum payment, depends on what type of payment and na aaprove sayo ni Aub. Kindly ask the customer service rep for that. Wait for your credit card first, para malaman mo din yung credit limit mo.
DeleteGood morning. Good news guys, may CLASSIC, GOLD AT PLATINUM na ang AUB CREDIT CARDS. Kuh na!
ReplyDeleteHi Mark,
DeleteThanks for the update. Will check this din. Baka pede mag-upgrade ng card? Hehehe!
hi ms kath and mark,
ReplyDeleteQuestion lang din if proven na kaht sabihin ng merchant na straight payment lang ang available, ang babayaran mo parin is yung preffered mo na maximum amount with aub? for example ung item is woth 30k and sabi ni merchant 30k straight payment through aub cc lang available, next month ba do i need to pay it full 30k or ung set ko na amount w/c is 3k? any assurance po? i need to make sure before i used it. thanks.
Hi Ms Sara,
DeleteKung magkano po ang minimum amount due niyo, yun ang pinakamababa na pwede niyo bayaran, the ang balance lang ang magkkainterest. Para kung gusto mo naman magamit ulit ang card ng husto, pwede ka magbayad ng 3k and up, pwedeng 4k, 5k, 6k, etc..
Available na po ang supplementary sa bagong cards nila at 1.6% nalang ang interest.
ReplyDeleteHi Mark,
DeleteThanks for the information, big help!
What are the required documents do I need to pass for them process my credit card application? Thanks!
ReplyDeleteHi Cheska,
DeleteHere are the requirements:
Copy of any government issued ID with photo OR employment ID
Income Documents:
FOR EMPLOYED APPLICANTS (at least one of the following):
Latest ITR (Form 2316)
Certificate of Employment/Compensation
Latest three (3) months payslip
FOR SELF-EMPLOYED APPLICANTS:
ITR (Form 1707, 1701Q)
Latest Financial Statements and
DTI Registration (preferably under the card applicant's name)
hi magtatanong lang po sasavihin po ba nila kong magkano ang credit line
ReplyDeleteHi Rick,
DeleteUnfortunately nalaman ko na lang yung credit limit ko upon the arrival of my card.
Hi, Miss Kath I would like to ask if yung requirements is saan ipapadala? And ok lng b na philhealth and pag.ibig id lng ung mabigay ko govnmt id.? Hoping for your response ..
ReplyDeleteHi,
DeletePlease refer here na lang:
https://www.aub.com.ph/creditcards/easyandclassic
It's the online application then once na fill-up mo na yung form may instructions how to send your documents.
Hi! I applied for AUB Easy kahapon and i read some blog which says na upon submission nia kinabukasan tinawgan na xa then afer an hour he already recieve emaail and sms confirmation that his application is already approved and card will be delivered 3-5 days.. is it really possible?
ReplyDeletethanks!
Hi,
DeleteThat happened to me also, that's our perks during the event. They did that process for bloggers lang yata after they launched the AUB Credit Card. But for regular application, yung normal processing ang sinusunod.
hi. when the 2.95% percent interest will be applied? sorry i have no idea about the credit cards. thanks.
ReplyDeleteHi,
DeleteYou can inquire here na lang as I cannot answer that question na. Thanks!
Go to www.aub.com.ph or call 282-8888
Hi! Ms. Kath
DeleteGusto ko lang itanong kung yung AEB classic credit card ba ay wala ring 0% interest? Mag-apply sana ako. Kapag ba bumili ako ng printer na 0% interest sa pinagbilan ko, meron pa rin bang interest sa aub credit card na kailangan kong bayaran?
Hi,
DeleteAs far as I know kung 0% wala ka babayaran talaga na interest. Kung magkano lang ang price ng printer.
Hi. Kahit wala po bang existing na credit card possible maaprove? I applied last march 8 and til now no revert. any chances that i can be approved?
ReplyDeleteHi,
DeleteYes, pwede naman but depends on the requirements and your income. Just wait na lang or you can follow up naman here: www.aub.com.ph or call 282-8888
Hi I called just today AUB Hotline.. just to give review okay naman ang Hotline nila s well as the agent napakahelpful naman nila re my queries. I called dahil mali yung nainput ko na email and follow-up na din ng status ng application ko.. ayun i just need to wait for their phonebanker/telemarketer to call me for the "call confirmation" and re sa maling email add na nainput ko.. i can change it pag tumawag na sila telemarketer kasi walang access sila agent (2828888 aub hotline)sa pag change.. :D Sana ma-approve din ako.. kaka-aapply ko lang last march 8 din. :D
ReplyDeleteHi Clarisse,
DeleteThank you so much for this. Hope ma-approve ka din :)
Thanks Ms. Kath. I also Inquire sa FB page nila.. many bad reviews na hindi nag rereply at puro seen zone lang.. pero nung nag inquire naman ako hindi naman. nagrereply naman agad ang page nila.. share ko lang just to revert the bad reviews.. Im just waiting na lang for their call. i completely submit the required docs naman.. mejo madami lang siguro nag-aapply kaya naka pila pa rin yung sa akin.. :D wishing for my first CC :D
ReplyDeleteHi Clarisse,
DeleteThank you so much for sharing your experience. Hope ma improve nila yung customer service nila.
Hi ms.kath i receive an sms na im declined. Nakakalungkot lng kala ko i will have my 1st cc regular supv naman aq.. :(
ReplyDeleteHi Clarisse,
DeleteI'm sorry to hear that :( I can't help you on that na, pasenya na. Try mo din mag-apply sa iba. Malay mo...
meron din po ba ditto sa Cebu oh sa Manila lang pwede mag apply ng AUB? PLEASE HELP
ReplyDeleteHi,
DeleteYou may check their website if there's an AUB sa Cebu. My apologies if I cannot give you more details as I'm not really sure on that.
hi. paano po malaman kung nakailang points na at pano ipapalit? thanks
ReplyDeleteHi Aris,
DeleteKindly call na lang the customer service of AUB for this concern. Thank you!
Hi ms kath, puede bang magapply personally sa aub bank mismo since malapit lang ung bank d2 sa location nmn or still I should have to go through online application?
ReplyDeleteHi Sieleen,
DeleteI have no idea on that honestly but you can try naman to ask them if it's near you naman but what I know is online application. My apologies if hindi ko masagot ang tanong mo.
Hi ms kath, already applied online and received an email that there's a callback within 24hrs and also advised to prepared online the tin# and sss# however as of this time no callback has been made. Tried to call their cs hotline but no one answered even on the pm that I was sent no replied at all. Whew, what a customer service!
ReplyDeleteHi Sieleen,
DeleteThanks for sharing your experience. Kindly wait na lang siguro for another 24 hours or if you can kulitin mo sila tawagan ng tawagan. That's what others say also na their customer service sucks nga.
may cut off time po ba if sa due date mo ikaw magbayad?
ReplyDeleteHello,
DeleteI'm not sure pero much better kung maagad ka magbayad para ma-update agad ang system nila ng payments.
quite informative!
ReplyDeletei'd like to know if there will be any effect on my application if i have a lot of deductions from my payslip? thanks!
Hi Moony044,
DeleteI'm afraid that I may not be able to answer this query since approval of application depends on AUB.
Hi i applied sa aub and someone called me for verification daw after that anongn next step? Thanks
ReplyDeleteHi Jr,
DeleteSorry for the super late reply. Hope you have your credit card na with you :)
Yes after that 3 banking days i got my card na. Thanks ms kath
DeleteHi jeh,
DeleteCongrats, finally!
Hi ms.kath kakaaply ko lang ng AUB master card ko hope sana makapasa ako 11-15 banking days padaw ang process..tatawagan po ba nila ko or email .? Or mag ttxt sila kung decline ako thanks
ReplyDeleteSakin 4 banking days lang nag text n sila skain na approved ako. Text lang natanggap ko r
DeleteThat time
Hi,
DeleteThey will call or email you, which ever comes first naman. They will tell you na lang if they'll contact you na. Hope ma-approve ka. Thanks!
Hi Jeh,
DeleteThank you so much for sharing your experience. Congrats din!
Hi Miss Kath, I tried submitting an application and the documents as well. Kaso siguro after ilang banking days I recieved a text message from AUB na magpapadala sila ng web questionnaire. Ang weird lang bakit wala ako nababasa ditong may ganun din. Lols. First card ko sana (if maapprove). Sana maapprove ako wiiii.
ReplyDeleteHi,
DeleteThank you so much for sharing your experience. I guess, they've updated their application procedure. Not 100% on this though. Good luck!
Hi Miss Kath, based sa mga nabasa ko dito sa mga recent questions ng mga peeps dito, bat ang weird ng text message na natanggap ko from AUB na they'll send a web questionnaire from a support person. (Nagtext sila ng Wednesday) wala akong nahanap na same situation sa mga tanong sa taas. I hope someone can help meee. Nakakapraning pala maghintay. Lols. Thank you!
ReplyDeleteHi Elena,
DeleteYou may ask the customer representative regarding this matter. Sila lang po ang makakasagot dito kasi hindi din ako updated on the application process. Baka po may nabago na or may naiba dun sa mga dating process ng application. Pasensya na po.
Hi Elena,
DeleteYes they do have a questionaire na medyo nahirapan ano ng very slight kasi may time limit. Hahaha But yeah they changed their application process na. I tried to apply earyl 2016 siguro February yun and it's not like that pa. Sadly I was declined by then siguro dahil kaka follow up ko. Hahaha Read somewhere kasi minsan di na aapprove pag mayat maya finafollow up. But I tried again last week. Kanina ko lang nasagotan yung online exam nila since the link is valid for 14 days naman open it sa pc kasi it won't work sa phone daw and once you clicked the link you can't restart and take it again one time access lang talaga. This time may secured since you can't access din application form unless verified true person ka. Anyway hope this helps and Good luck to us :)
Good morning po.
ReplyDeletei did apply for easy mastercard cc sa AUB last Feb 28 and pass my requirements on march 3, and recieved their email na may questionnaire na sasagutin and sinagot ko naman agad, after that mga how many days po ang hintayin para malaman if approve ba ako o declined. im hoping for a positive result. first timer here to apply CC. Salamat po. May God Bless us all.
Hi jhoanna20,
DeleteI'm so sorry for the late reply. Usually 1 week dapat malaman mo na if approved or declined ka. How's the status of your application?
Hello Ms. Kath
ReplyDeletekakaapply ko lang po ng AUB master card then my tumawag sa phone ko na landline # pero hindi ko nasagot i'm not so sure kung AUB na yun, Ask ko lang po sana kung tumatawag sila ulit kung hindi nasagot ng applicant yung tawag nila..tnx.
Hi Hazel,
DeleteYes, tatawag sila ulit. Kindly wait na lang.
NAG SUBMIT AKO NGAYUN NG APPLICATION FOR EASY CARD. SANA MA APPROVE AKO :)
ReplyDeleteHi,
DeleteCrossing-fingers, sana ma-approve ka! Good luck :)
kaka send ko lang kanina ng requirements, sana ma approve ako,..may salary loan ako sa aub, then aug 2017 pa mag end.
ReplyDeleteHi Hanzel,
DeleteGood luck! Sana ma-approve yung application mo.
hi ms.kath pde po ba sa robinson department store ang aub easy card
DeleteIka 15th day ko na but still showing application is pending 😢
ReplyDeleteHi Tress Marias,
DeleteHow your application na? Any update? I think you need to wait talaga. Good luck!
Hi Miss Kath,
ReplyDeleteKatatapos ko lng sagutan ang web questionnaire nila..hope maaaproved
Hi,
DeleteGood luck! Crossing-fingers
nag apply po ako online March 29.after application may txt may email ako natanggap with regards to my application at magsend daw ako ng proof of income and ID wgich I did. Then the next day, March 30, may email ulit saying na natanngap nila ang documents na sinend ko then wait ng 10-14 days for processing. On April 5 may natanggap ako na sms asking me to download CredoApp and an email will be sent to me to require me to answer a web questionnaire which I did.
ReplyDeletequestion:
1. hanggang kelan po ako mag antay bago maaproved?
2. i did not receive any calls for verification..all emails lng and that 1 sms. tatawag pa ba sila for verification?
hope ma aprub ang application ko :-)
Hi,
DeleteThank you so much for sharing the details of your application. Yun part na may questionnaire is bago yan. Dati kasi walang need na sagutan. Regarding sa how long, hindi ko na din kasi alam ano yung proseso ngayon. Two years ago pa kasi ako nakatanggap ng AUB. Siguro mas okay to wait na lang sa sinabi nilang days then follow up thru email or call their customer hotline. Pasensya na at hindi ko na masasagot yun. Good luck on your application sana ma-approve
Applied April 19 I received a txt saying that they will send me an email to answer some questionnaire which I didn't receive. Just 3 days ago someone called me for c.i and someone called our HR. It is already 05/25 today still no update its been over a month. lol
ReplyDeleteHi,
DeleteKindly wait for their email, application process and other things kasi are beyong my control and knowledge na. Thank you!
Hi miss Kath,
ReplyDeleteAsk lang ako bakit di na approve ang cc application ko..
April 26 pako nag apply tapos tawag ako ng tawag sa kanila sabi nila wait parin sa evaluation.. kahapon tumawag ulet ako ang sabi sa customer rep. Di daw na approve ang cc application ko.. pinasa ko naman lahat ng requirements ko.. sana masgot niyo mam...
Hi,
DeleteSorry to hear that. Hindi ko na po masasagot yung tanong. I don't have idea pano nila inaapprove yung application. Maybe yung sa salary mo or financial capability mo or may records sa other bank na may deliquency sa pagbabayad, stuff like that.
Pde po ba gamitin ang aub card sa abenson or any appliance center? Since di sya pde for installment pde b sya for straight payment?
ReplyDeleteHi,
DeleteHaven't tried pa sa Abenson. Pero sa SM Appliance center nagamit ko na for straight payment.
Hello ms. Kath! I just want to ask. For example, my minimum amt due is 3k monthly. What if nabili ko lng is below 2k...do i still need to pay my minimum amt due if ang nagamit ko lnv nmn is for example..1500 only...need p din n 3k ang monthlh..pls reply. Ty
ReplyDeleteHi,
DeletePasensya ka na, hindi ko masasagot yung tanong mo. Kindly call na lang the customer service hotline. I have no idea na kasi on this. I'm using my card kasi for straight payment transactions lagi.
tip: WAG MAGFOLLOW-UP PARATI PAG NAGAAPPLY. MADALAS NADEDECLINE. SAKIN NAGHINTAY LANG AKO THEN AYUN! NAGTEXT SILA ON THE 14TH DAY. APPROVED! PERO DECLINED AKO SA BDO HAHA! SAKIT!
ReplyDeleteHi Jane,
DeleteThank you so much for sharing your experience. Patience is a virtue, indeed!
Hi Ms Kath,
ReplyDeleteAk ko lang kasi until now wala pa yong card ko sa track your status delivery undelivered na xa kasi binalik na nung courier yong card pero wala naman po pumupunta sa office namin na courier.
Hi AKO,
DeleteMy apologies but card application is beyond my control na. Hindi ko na po alam what process it takes for this incident. Kindly call na lang po sa customer service hotline nila. Thanks!
Good day! Hi AKO. Parang kilala kita kaw ata yung nag pm sakin sa facebook. Anyways, in regards to your query, nag pm ako sayo sa fb na call ka sa customer service, give to them your updated contact number or/and alternate contact details together with the request of call prior the delivery schedule for you to instruct them how to deliver the parcel successfully. Hope it helps. Congrats!
ReplyDeleteHi Mark,
DeleteThanks for answering his query on my behalf.
Hello Ms. KATH. I applied last dec 4 and now for delivery na ang cc ko. Paano po i activate ang aub cc? Thank you po
ReplyDeleteHi,
DeleteYou have to call their hotline for activation. Thanks!
Hi,
ReplyDeletesaaang mga stalls or mall nag aaccept ng AUB Credit card? pwede ba sya magamit sa booking sa AIR BNB? Thanks a lot!
Hi,
DeleteI don't have the list of stores or malls na pwede magamit yung AUB. As long as there's a POS na pwede mag-accept I think okay lang. I used it na sa SM, F21, Uniqlo.
ano-ano pong stores nag aaccept ng AUB Credit card? Thanks!
ReplyDeleteHi Christine,
DeleteYou may check their FB page https://www.facebook.com/pg/AUBcreditcards/posts/ for more information on the stores. Thank you!
Hi Kath!, i just finish to answered questionnaire pero kailangan daw ng ID to start. Anong ID kaya need nila?
ReplyDeleteHi,
DeleteBetter to show them a valid ID, the ones na hinihinge sa mga banks.
hi ms. kath :)
ReplyDelete1st time ko po magaaply ng cc sa aub easy,nag 1k/semi-mon payment po ako , 20k ang CL. sa online po ako nag apply, inaacces po talga nila ang email?
totoo po ba na wala ng annual fee?
Hi,
DeleteNot sure on that. Hindi pa naman sila nag-access ng email ko. did you mean, nag-log in sila sa email mo? Yes, walang annual fee.
verifi.me
Deletehas access to Yahoo Fantasy Sports, Yahoo Mail, Relationships, Profiles, Yahoo Contacts, Yahoo Messenger
Authorized
yan po nakita ko sa email ko.. normal lang po ba yan?
kakapasa ko lang po ng reqs kahapon at na verified na din po sa credoApp, waiting na po ako ng 14days o bago mg 14days may result na? excited lang po:) 1st time kasi.. sana maapprove.
thank you po sa reply.
Hi,
DeleteFirst time ko lang kasi naka-encounter na may ganyan sa email mo. Baka you are logged in sa Yahoo mismo then nag-appear lang yung mga yan. Usually kasi sa Yahoo mail once na naka-logged in ka sa mismomg yahoo, meaning naka synch na log in ka din dyan. Depende pa din kasi sa kanila yung days na hihintayin mo, hindi pare-pareho.
Hi. Ask ko lang po. May PIN ba sila na binigay for credit card? I got mine last day pero walang PIN na nakalagay and even sa email wala. Paano yun? Pag sa SM Swipe directly nalang without PIN? Thank you!
ReplyDeleteHi Kevin,
DeleteNapa-activate mo na ba yung card mo? No pin required. They will swipe lang. Other POS naman will require you to sign. Yung PIN is for ATM Card lang. Credit card requires signature.
Hi Ms. Kath,
ReplyDeleteKani-kanina lang po may tumawag sa phone ko. Yung hotline po ni AUB kaya lang hindi ko po nasagot dahil busy ako sa work. Tatawag pa kaya sila? Para san po yung pagtawag nila? Pde po kayang ako na lng ang tumawag sa knla o antayin ko nlng po ulit? thank you po sa reply:)
Hi,
DeleteThey will ask something regarding your personal information and details na nasa application form. Yes, they will call again.
Hi pede po ba ang aub easy mastercard sa gasoline station and puregold?
ReplyDeleteHi,
DeleteHindi ko pa na-try but you can check naman as long as they have a facility to swipe the card.
Hi! I recently married and the only IDs I have with my new surname are my Philhealth ID and an NBI Clearance. I haven't received my ID in PRC yet and COMELEC isn't issuing another Voter's ID bec. of the National ID. Same with my UMID. Will they approve my application if I just backed it up with my PSA marriage certificate?
ReplyDelete